Wits Business School (ETDs)

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    Understanding The role of digitalisation in funeral insurance claims in South Africa
    (University of the Witwatersrand, Johannesburg, 2024) Suliman, Mohamed Ameen; Tweneboah, George
    This research report studies the role of digitalisation in funeral insurance claims in South Africa. The study seeks to understand the benefits as well as the challenges faced by digitalisation in funeral insurance claims in South Africa. A qualitative research study was undertaken within a large funeral insurer based in South Africa. Semi-structured interviews were conducted with employees of the organisation who had expert knowledge of funeral insurance claims. Inductive thematic analysis was the method of choice for understanding the results. The study's findings were that digitalisation has a role to play across multiple points in the claims journey. Benefits of digitalisation include driving efficiency of back-end processes with applications like automation of the claims process as well as supporting fraud detection with artificial intelligence. Challenges of digitalisation include the adoption of digital tools by the insurer and the customer, cybersecurity and the socio-economic dynamics of customers in rural areas. Insurers would benefit from digitalising their workflows to unlock efficiencies within their existing claims processes. Customers would benefit from these efficiencies, as well as the enhanced customer experience that digital channels can provide. The study was limited to employees within a single funeral insurer in South Africa. Further study could be to replicate the study across the broader funeral insurance industry, capturing more players within the market. Additionally, further study on the interactions between particular technologies and their effect on the claims process would be valuable
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    The adoption of digital technologies in public schools in South Africa
    (University of the Witwatersrand, Johannesburg, 2024) Mafikeng, Regomoditse Joey; Magida, Ayanda
    Adopting digital technology in public schools is an important part of modern education systems. This is especially true in South Africa, where access to technology can greatly affect learning outcomes and chances. This qualitative study examines how digital tools are used in South African public schools. Its goal is to find out how complicated this process is and what effects it has on how teachers and students learn. The study looks at key themes like digital infrastructure availability, training and support mechanisms, educational implications, and contextual factors affecting adoption. It does this by using thematic analysis of interviews with School Principals. The results show a complex picture with chances and problems, such as problems with bad infrastructure and insufficient resources. The study shows how important it is to fix systemic problems and create a helpful environment so South African public schools can adopt technology successfully. In the end, South African public schools can better prepare students for the digital age's needs and ensure that everyone has equal access to a good education by using digital tools well