Electronic Theses and Dissertations (Masters/MBA)

Permanent URI for this collectionhttps://hdl.handle.net/10539/37942

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    The perceived impact of Emerging Technologies on Cybersecurity in the South African financial sector
    (University of the Witwatersrand, Johannesburg, 2022) Philips, Denzil; Pillay, Kilu
    This study is based on the investigation of what is the perceived impact of emerging technologies on cybersecurity in South African financial institutions. New and emerging technologies have made significant advancements in many industries that can be very disruptive in nature, and the majority of these technologies have changed the cyber threat landscape as well. These include, among other things, cloud computing, artificial intelligence, and machine learning. The study offers insight into how these emerging technologies affect the cybersecurity of financial institutions in South Africa. The study consisted of Information technology risk and cybersecurity individuals. The sample size of 11 individuals was seen as sufficient based on the spread across the financial sector and the experience within the various industries. The individuals were from banks, insurers and market infrastructures within the South African financial sector. The sample focused on key financial institutions specifically banks, insurers, and market infrastructures, based in different provinces in South Africa such as Johannesburg and Cape Town where the impact could be systemic in the country. A qualitative study was adopted by the researcher based on systems theory to determine the relationship between the adoption of emerging or new technologies and the impact it has on cybersecurity. There were various responses from the different institutions, focusing on the adoption of emerging technologies, the effects of this adoption on the cybersecurity environment, the risk and vulnerability management processes, and the ability to adapt and respond to new cybersecurity risks introduced by emerging technologies. The results of the study found that there is a clear link between the adoption of emerging technologies and the increase in cybersecurity requirements with emerging technologies significantly impacting the cybersecurity domain/functio
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    The effect of regulations on financial markets performance in Lesotho
    (2021) Mohloki, Thabang
    This paper unpacks the impact regulatory interventions on performance of the financial markets in Lesotho from 2009 to 2018 with the use of segmented regression analysis. The paper focuses on the impact of the 30% regulatory intervention imposed on insurance companies on performance of Lesotho financial systems. To ascertain financial markets performance, the study uses four measures of financial development being Broad Money; Liquid Liabilities of the Financial Sector; Outstanding Public Debt and Private Sector Credit as dependent variables. The study uses interrupted time series to evaluate dependant variables’ performance over time both prior and post the intervention. The study also assesses whether there are other determinants that may influence performance of financial markets. The findings demonstrate that the enforcement of the 30% local investment restriction had a positive impact on Broad Money; Liquid Liabilities of the Financial Sector and Outstanding Domestic Public Debt in Lesotho. The intervention did not however have an impact on Private Sector Credit. The findings further identifies Net International Reserves; Net Foreign Assets; Gross Domestic Product Growth; and Inflation as other determinants that significantly influence financial markets performance Lesotho.
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    The effect of regulations on financial markets performance in Lesotho
    (2021) Mohloki, Thabang
    This paper unpacks the impact regulatory interventions on performance of the financial markets in Lesotho from 2009 to 2018 with the use of segmented regression analysis. The paper focuses on the impact of the 30% regulatory intervention imposed on insurance companies on performance of Lesotho financial systems. To ascertain financial markets performance, the study uses four measures of financial development being Broad Money; Liquid Liabilities of the Financial Sector; Outstanding Public Debt and Private Sector Credit as dependent variables. The study uses interrupted time series to evaluate dependant variables’ performance over time both prior and post the intervention. The study also assesses whether there are other determinants that may influence performance of financial markets. The findings demonstrate that the enforcement of the 30% local investment restriction had a positive impact on Broad Money; Liquid Liabilities of the Financial Sector and Outstanding Domestic Public Debt in Lesotho. The intervention did not however have an impact on Private Sector Credit. The findings further identifies Net International Reserves; Net Foreign Assets; Gross Domestic Product Growth; and Inflation as other determinants that significantly influence financial markets performance Lesotho