Electronic Theses and Dissertations (PhDs)
Permanent URI for this collectionhttps://hdl.handle.net/10539/37943
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Item Attitude and acceptance of Artificial Intelligence technologies in the South African financial services. industry(University of the Witwatersrand, Johannesburg, 2024) Wotela, Ruth Rumbidzai; Maier, ChristophDespite Artificial Intelligence (AI) being topical, the successful adoption of AI technologies within organisations has been slower than expected. Literature and past research highlights the mixed and contradictory views and findings regarding employees’ attitude and acceptance of AI technologies, which challenge the successful implementation and use of AI technologies. Further, research on employees’ attitude and acceptance of AI technologies in emerging market economies, such as South Africa, and specifically within mandatory settings is limited. The purpose of this research was to investigate and determine factors influencing employees’ attitude and acceptance of AI technologies amongst employees within the financial services industry, where the use of AI technologies is mandatory. The Technology Acceptance Model (TAM) and the Technology-Organisation-Environment (TOE) framework were integrated and extended. This quantitative research study used a cross-sectional design. An online survey was distributed to employees within financial services organisations. A total of 410 valid responses were analysed using descriptive statistics, correlation analysis and regression analysis. Textual responses from the open-ended questions were categorised and presented visually in the form of word clouds. The research results indicate that each of the technological, individual, organisational, and environmental factors have a significant positive effect on attitude towards use of AI technologies. Multiple regression and stepwise regression analysis were used to identify the most influential determinants of attitude towards use of AI technologies from all the technological, individual, organisational and environmental factors. The results indicate that employee wellbeing, competitive pressure, perceived usefulness, management support, perceived ease of use, organisational justice and customer pressure are key determinants of attitude towards the use of AI technologies. The attitude-acceptance relationship is confirmed, as attitude towards use of AI technologies positively influences the acceptance of AI technologies. Although employees’ job roles do not moderate the relationship between attitude and acceptance of AI technologies, their experience with using AI technologies does. Based on these findings the ITOE model for implementing AI technologies is developed, and can be used to facilitate the successful implementation and use of AI technologies. The implications of this research, as well as recommendations for organisations and future research are also discussed.Item The Impact of Technology Innovation on Higher Education Institutions. A case study of a private and public Universities in Johannesburg(University of the Witwatersrand, Johannesburg, 2023) Iroha, George; Horne, ReneeTechnology has demonstrated its disruptive potential in business and human activities, particularly in the service industry, as well as improving education and knowledge. Regardless of the growth of technology innovation in different industries, its impact on educational industry is often overlooked unnoticed, specifically in light of the current Industry 4.0 based technology innovation. The revolution of technology over the years has created possibilities for improving the teaching and learning method which were entirely lacking before the third industrial revolution. In contrast to many innovation research, including that of the fourth industrial revolution, which has concentrated primarily on computers and manufacturing, just a few studies have examined how technology innovation is revolutionising the service industry, particularly the education industry. The aim of this study focused on the impact of technology innovation on higher education institution in South Africa. First it investigated the effect of technology innovation on learning using the flipped classroom model. Secondly it analysed the impact of technology innovation on learning using the Moodle learning method. Thirdly it examined the influence of technology innovation on students’ attitude. Fourthly it assessed the effect of technology innovation on students’ satisfaction. Then lastly it examined if demographic factors (such as age and gender) have a moderating effect on the relationship between technology innovation and student satisfaction. This study found a positive significant relationship between technology innovation and Moodle learning method of learning. Also, there is a positive significant relationship between technology innovation and students’ attitude. There is also a positive significant relationship between technology innovation and students’ satisfaction. However, the study shows no significant positive relationship between technology innovation and flipped classroom method of learning. Lastly, the study also found no significant positive relationship between technology innovation and students’ satisfaction when demographic factors (age and gender) is a moderating variable. These findings will assist both government and educators in tertiary institution to develop a theoretical framework with the use of technology innovation tools to better prepare students for the fourth industrial revolution which will foster sustainable development drive for the future of education. The study adopted the positivist paradigm, and followed a quantitative approach in gathering data. The study made use of the survey research method and the data were analysed using regression analysis with SPSS statistical tool.Item Harnessing digital transformation to build social-ecological-systems resilience into institutional arrangements of agricultural transformation(University of the Witwatersrand, Johannesburg, 2024) Zhuwao, Patrick; Armstrong, BrianThis study had the transformative purpose of exploring how to harness digital transformation to integrate small-scale farmers into commercial value chains and markets to effect agricultural transformation like how platform business models integrate small-scale players into commercial value chains and markets whilst fundamentally restructuring industries. Agricultural transformation is constrained by current institutional arrangements for agriculture as a complex social-ecological-system (SES). The critical social sciences study qualitatively explored how to build SES resilience into institutional arrangements for Gauteng’s high value horticulture to stimulate the emergence of new trajectories to create new SES regimes that result in agricultural transformation. The study’s multi-case participatory action research design with small-scale farmers utilised digital transformation as a conceptual framework. The study finds and submits that agricultural transformation, an aspirational concept steeped in historical analyses, ignores current realities most important of which is that the smallness of small-scale farmers is a major inhibitor to agricultural transformation. This thesis proposes reconceptualising agricultural transformation as digitally enabled agricultural transformation to address agricultural transformation’s scale and currency challenges. The study utilised platform business models to develop an architecture for a hybrid agricultural industry multi- sided marketplace super-app platform that can be built through the study’s proposed digital agriculture disruption framework.Item Competitiveness of South African ICT companies(University of the Witwatersrand, Johannesburg, 2021) Christopher, Anton; Horne, ReneeA key issue facing the South African economy is the competitiveness of the ICT industry. With the growth of ICT multinationals in South Africa, the competitiveness of the local ICT industry is under scrutiny. A grounded theory-based qualitative methodology was deployed by interviewing participants drawn from the South African ICT industry and ICT multinationals in the country. Participants have experience of more than 20 years in ICT industry and worked at executive or senior management level. Data was collected through semi-structured interviews until theoretical saturation was reached. Data analysis was carried out using ATLAS.ti software. The study indicated that the South African ICT industry is only competitive within the South African ICT service sector, while not being globally competitive in the ICT manufacturing and ICT software development sectors. The study also found that ICT multinationals are competitive because of their strategically valuable resources (SVRs). These resources are both internal and external. External strategically valuable resources (SVRs) are their respective government policies and funding. Internal resources include cost-effectiveness, work ethics and innovation. Some of these resources are country-specific, while others are firm-specific. The study also showed that historically, the South African ICT industry was competitive and possessed strategically valuable resources (SVRs). It was also found that the South African ICT industry still possesses some strategically valuable resources (SVRs), these being mainly in the ICT service sector. Finally, the study also determined a framework of strategically valuable resources (SVRs) that can make the South African ICT industry competitive again. This research makes a significant theoretical contribution by enhancing resource- based theory, doing so by extending the theory – specifically an enhanced resource-based view – to a country and a heterogeneous ICT industry. This research also contributed a theoretical framework to the existing literature on resource-based theory. An empirical contribution is reached by firmly establishing the link between the competitiveness of ICT multinationals and their strategically valuable resources x (SVRs). A methodological contribution is gained by employing grounded theory-based qualitative methodology to research the ICT industry. Finally, the study provides practical recommendations to government policymakers and other stakeholdersItem Essays on industrialisation, innovation, and sustainable development in Sub-Saharan Africa(University of the Witwatersrand, Johannesburg, 2023) Akorsu, Patrick Kwashie; Tweneboah, GeorgeSustainable development has attracted discourses from academics and policymakers for some time now. The United Nations has instituted seventeen (17) goals to promote sustainable development, and these goals have been decomposed into 169 sub-goals to be achieved under the 2030 agenda for sustainable development. The goals are essentially grouped into economic, ecological, and social goals. Following this, the African Union (AU) has embraced the SDGs by motivating member countries to come up with programmes that are directly related to the goals. However, whereas a lot of discussions have occurred, much of the talk has been oblivious to empirical data analysis. The AU has realised the importance of industrialisation in spearheading the bridging of the poverty gap in Africa. Industrialisation is seen as the panacea for job creation, prosperity, and wealth creation. Industrialisation induces innovation by introducing new equipment, new production techniques, increasing capacities and spreading improvements across sectors of the economy. However, since the 1990s when the policymakers started talking about industrialisation, not much has been achieved on that score. Common to industrialisation and economic development is financial development. The level of financial development can stimulate positive or negative externalities on sustainable development. The drive towards the promotion of sustainable development in Africa by the African Union and other parastatal bodies, especially the UN, motivated this thesis to examine the convoluted connections between financial development, technological innovation, industrialisation, and sustainable development in Africa in three related studies. The first study analysed the complementary role of financial development in the relationship between industrialisation and sustainable economic development in Africa. The system dynamic Generalised Method of Moments (GMM) technique was employed with a dataset covering 2010-2019 for 48 African countries. Under this analysis, this thesis found that Industrialisation, Innovation, and Sustainable Development in Africa © Patrick Kwashie Akorsu, 2023 industrialisation is a significant positive driver of economic development. The role of financial development in the economic development agenda among African economies was also emphasised by the results. The outcome of the moderation analysis suggested that the level of financial development significantly complements industrialisation towards improving economic growth. Thus, a more developed financial sector is potent in building an industrial economy which facilitates value addition in the manufacturing sector. The second empirical analysis examined the interactive role of technological innovation in the relationship between financial development and sustainable development in Africa after controlling for the influence of ICT infrastructure, trade openness, inflation, and population size. The results indicated significant effects of financial development on sustainable development as well as significant relationships between technological innovation and sustainable development. In terms of social sustainability, the findings suggested that financial development tends to reduce social sustainability among African economies such that increasing the quantum of broad money and increasing the amount of domestic credit to the private sector either by households or by banks would not necessarily improve the level of social development in Africa. Concerning economic sustainability, the findings divulged a positive relationship between financial development and the economic dimension of sustainable development (i.e., economic sustainability), suggesting that African countries could leverage financial development, particularly by encouraging the supply of credit to the private sector either by households or banks to enable industries to improve their operations. As regards ecological/environmental sustainability, findings from this empirical analysis indicated mixed relationships between financial development and ecological sustainability. Thus, depending on the proxy, financial development either increases or decreases energy consumption and carbon dioxide emissions in Africa. Meanwhile, the effect of technological Industrialisation, Innovation, and Sustainable Development in Africa © Patrick Kwashie Akorsu, 2023 innovation on sustainable development was positive for all dimensions of sustainability but had varied implications. This emphasised the need to analyse how sustainable development is affected by the interaction between financial development and technological innovation. The findings from the moderation effect divulged that more technological innovation lessens SDI but increases GDP growth per capita, carbon dioxide emissions, and energy consumption. The last empirical chapter revealed investigated the interactive role of technological innovation in the relationship between financial development and sustainable development in Africa. The findings from such an analysis highlighted the complementary role of technological innovation in the relationship between financial development and sustainable development in Africa. In an era of an increasing need for sustainability, these findings stressed the need to further ascertain possible convolutions between sustainable development, technological innovation, and industrialisation among African economies. The impetus for this analysis partly stemmed from the fact that industrialisation has some externalities it poses to economies. Therefore, there was a need to provide empirical evidence that helps understand the true role of industrialisation in the relationship between technological innovation and sustainable development to foster policy formulation. Upon analysing the mediating effect of industrialisation on the relationship between technological innovation and the three dimensions of sustainable development (social, economic, and ecological/environmental sustainability) in Africa, positive relationships between technological innovation and all dimensions of sustainable development, emphasise the need to analyse how sustainable development is indirectly affected by industrialisation. The findings provide evidence of a partial contribution from industrialisation toward the impact of technological innovation on sustainable development. As a result, this thesis Industrialisation, Innovation, and Sustainable Development in Africa © Patrick Kwashie Akorsu, 2023 concluded that the level of industrialisation complementarily mediates the relationship between technological innovation and sustainable development in Africa. The study recommends that economies within Africa should focus on industrialisation and financial development to achieve sustainable development. Policymakers should prioritise the development of a resilient financial sector to complement industrialisation, while promoting technological innovation to support all dimensions of sustainability. Also, a balanced approach to sustainable development should be promoted by managing the trade-offs between sustainability dimensions. Finally an effectively coordinated set of policies should be put in place to reduce negative externalities resulting from industrialisation, and policymakers should carefully select implementation policies and channelsItem The development of an artificial intelligence adoption framework for food retail marketing in South Africa.(University of the Witwatersrand, Johannesburg, 2023) Mpunzi, Sinenhlanhla; Saruchera, FannyIndustry 4.0 has taken the world by storm and impacted how we live, work, and behave. Focused on business transformation and revolution, industry 4.0 has given birth to one of the most celebrated inventions, Artificial Intelligence (AI). AI has provided endless opportunities for businesses respective of industry. However, AI adoption frameworks have been limited as AI is a new phenomenon in South Africa. Previous studies in food retail marketing have identified low interest in AI adoption due to a lack of guidance. Therefore, the study aimed to develop an AI adoption framework for the food retail marketing industry in South Africa. In achieving the main objective, the study examined the influence of AI on marketing strategy outcomes, the influential determinants of AI adoption in the food retail marketing industry, and the major AI technologies adopted by retail marketers and assessed the moderating effect of competitive intensity. Guided by the Innovation Diffusion Theory, Technology-Organization-Environment framework, Institutional and Productivity Paradox theories, the study established the influential factors that determine AI adoption. Using literature, theoretical constructs were drawn on AI technologies adopted, the marketing mix components (4Ps), the competition intensity elements, and strategy outcome measures. The study adopted the quantitative research method. Data were collected through self-administered questionnaires distributed to 380 respondents from food retail firms and marketing agencies with backgrounds in marketing, management, computer science, analytics, and sales. Data was analysed through SPSS version 27, where several analysis procedures were performed, such as CFA, EFA, model fitness and predictive power assessment. Partial Least Squares-Structural Equation Modelling was performed to examine the significance and ascertain relationships. The study found that systems complexity, finance, firm size, perceived AI risk, vendor participation, and external pressure influenced AI adoption in retail marketing. The research also discovered that AI technologies adopted (robots, chatbots, data analytics systems, CRM, and communication tools) improve marketing mix components by influencing the price, placement of products, R&D procedures, and sales techniques. The study found that competition intensity significantly moderates the relationship between AI adoption and marketing strategy outcome. This study further emphasizes the importance of integrating AI technology in the retail food industry, given that it enhances their marketing mix capabilities with direct positive implications on their marketing outcomes. It is evident that decision-makers need to re-strategize and pivot towards innovation integration. Therefore, the study recommends that food retail marketers adopt AI technologies as they positively influence sales, ROI, profit, and market share. Equally, food retailers must understand the adoption determinants, followed by the AI technologies that can effectively improve marketing tasks, examine how the 4Ps can be strategically tailored to suit AI integration and assess the impact through marketing strategy outcomes. The findings of this study contributed to the development of the first AI adoption framework contextualized for the food retail industry. Theoretically, the findings provide extended and new knowledge about AI adoption in food retail marketing. The empirical findings also settle debates surrounding inconclusive determinants of AI adoption. The study provides potential technologies that food retail marketers can use and ranks them according to their use and cost. The findings prove that AI integration can improve the marketing practices of food retail marketers. It gives clear solutions on how AI can be used for descriptive, diagnostic, prescriptive and predictive purposes. Future studies could focus on developing frameworks for other non- marketing functions and how AI can be regulated to avoid unforeseen consequences should they be successfully integratedItem Developing and testing a framework for digital channel adoption in emerging markets(2021) Patel, Muhommed RiyaazThe adoption rate of mobile applications in South Africa and India, both emerging markets, is lower than in developed markets. Emerging economies are unable to use developed market solutions and realise operational efficiencies in business, which can impact customer experience and satisfaction. The effect of digitalisation through mobile commerce in South Africa and India is gaining momentum; from banking to e-commerce, the acceleration of digitalisation is evident across emerging markets. New technologies and platforms are reshaping traditional business models and mobile application adoption is key to digital transformation and commercialisation. However, the context-specific aspects that drive digital adoption in emerging economies may still benefit from further research. This study aims to enhance the literature in this field by examining mobile application adoption in South Africa and India. It develops a model that incorporates the Technology Acceptance Model, Domestication Theory, and Bottom-of-the-Pyramid emerging market characteristics through qualitative analysis. In doing so, the study investigates how digitalisation trends interface with traditional technology adoption models, emerging market characteristics, and domestication characteristics (such as lifestyle integration and community influence). Therefore, by applying a sequential mixed-methods approach, the study seeks to determine the factors that influence mobile application adoption in emerging markets, and to investigate the influence of ecosystems and bottom-of-the-pyramid characteristics on the adoption and usage of technology. The qualitative study provides insight into factors that influence mobile application adoption in India and South Africa from a theoretical framework that was developed from a qualitative analysis and tested empirically. The analysis of 31 semi-structured interviews, 15 from South Africa and 16 from India, is conducted using Computer Assisted Data Analysis Software (CAQDAS) NVivo 12. Subsequently, the data is coded and the themes validated. The quantitative study comprises 2 061 survey questionnaire responses: 1 009 from South Africa and 1 052 from India. These are analysed using SmartPLS path modelling, whereby two structural equation models are developed. The findings suggest that perceived ease of use, perceived risk, perceived value, privacy, user environment, lifestyle integration, customer feedback, awareness and access are all associated with digital adoption. Mediation analysis is also investigated. It shows that awareness and xxi customer feedback mediate the relationship between perceived risk and perceived ease of use. Tests for moderation indicate that access and affordability moderate the relationship between constructs (awareness, customer feedback, and lifestyle integration) as it pertains to intention to use. The developed theoretical framework provides a description of the drivers of digital adoption in emerging markets, specifically in South Africa and India. The findings suggest that participants in India are more knowledgeable than those in South Africa regarding the benefits and use of mobile apps. The study contributes to existing literature and discusses implications for researchers and practitioners.