Faculty of Commerce, Law and Management (ETDs)

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    Disruptive technologies for promoting financial inclusion in South Africa
    (University of the Witwatersrand, Johannesburg, 2024) Aziz, Mahomed Asif; Dladla, Pholile
    This research study seeks to examine the dynamics of financial inclusion in South Africa via the prism of disruptive technologies, to detect stakeholder stances and suggest strategies for inclusive growth. Following an interpretive philosophy, the study used an inductive technique, conducting semi-structured interviews with 14 stakeholders from diverse industries. Thematic analysis was used to investigate the qualitative data, which yielded substantial results. The study's key results shed light on critical challenges. Stakeholders underlined the significance of inclusive policies targeted to different socioeconomic groups, as well as regulatory frameworks that encourage innovation while addressing economic concerns. Discussions focused on how economic factors like high interest rates and taxation affect entrepreneurship and technological innovation. Sustainable development became a key issue, emphasising the link between technical breakthroughs and global sustainability objectives. Furthermore, the study emphasises the government's responsibility to promote innovation and modernisation, pushing for strategic planning and more efficient bureaucratic processes. The implementation of Shariah law principles was noted as a noteworthy discovery, providing an opportunity to improve financial participation while lowering the dangers of indebtedness. Furthermore, the study emphasises the importance of talent transfer and cooperation as long-term growth drivers, as well as the benefits of information exchange and capacity building. These discoveries have far-reaching and complex ramifications. The study gives vital insights into consumer preferences, allowing banks to adjust their services to meet a wide range of demands. Policymakers might use the data to rethink existing restrictions and create initiatives that encourage innovation and financial inclusion. Socially, companies and schools may use the findings to promote economic empowerment and digital literacy. Overall, the research makes specific suggestions to South African stakeholders on how to create fair growth, boost innovation, and move forward with socioeconomic development goals
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    The adoption of digital technologies in public schools in South Africa
    (University of the Witwatersrand, Johannesburg, 2024) Mafikeng, Regomoditse Joey; Magida, Ayanda
    Adopting digital technology in public schools is an important part of modern education systems. This is especially true in South Africa, where access to technology can greatly affect learning outcomes and chances. This qualitative study examines how digital tools are used in South African public schools. Its goal is to find out how complicated this process is and what effects it has on how teachers and students learn. The study looks at key themes like digital infrastructure availability, training and support mechanisms, educational implications, and contextual factors affecting adoption. It does this by using thematic analysis of interviews with School Principals. The results show a complex picture with chances and problems, such as problems with bad infrastructure and insufficient resources. The study shows how important it is to fix systemic problems and create a helpful environment so South African public schools can adopt technology successfully. In the end, South African public schools can better prepare students for the digital age's needs and ensure that everyone has equal access to a good education by using digital tools well
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    The adoption of technology in the Limpopo province agriculture sector
    (University of the Witwatersrand, Johannesburg, 2021) Kganakga, Khomotso; Larbi, Lee
    The fourth Industrial revolution technologies offer us an opportunity to increase competitiveness, as well as an opportunity to overcome weaknesses prevalent in the current agricultural system and the persisting limits of intensive agriculture. The Limpopo province agricultural sector is a major producer of some of South Africa’s agricultural commodities and a competitor in the export markets of agriculture produce. This study seeks to explore the usage and adoption of technology in the Limpopo province agriculture sector. Even though there has been research in the agricultural sector of South Africa in the context of the fourth industrial revolution none has been done in the Limpopo province context. Therefore, this study will attempt to close the knowledge gap by providing more literature on the topic The research strategy adopted for this study is a qualitative interview research approach. The finding of this research indicates that role players in agricultural sector of Limpopo have embraced the use and adoption of technology within the sector, this adoption of technology has helped the industry to be competitive internationally, however the introduction of technology within the sector has bought about some level of uncertainty regarding job securities for some. Technology will continue to advance and bring about change in society and its environment, those in business who chose to ignore this fact and continue with obsolete practices are at the risk of finding their own businesses one day. The provincial government too has role to play in advancing awareness and developing policies