Competition in Mobile Financial Services: Lessons from Kenya and Tanzania

dc.citation.doihttps://doi.org/10.23962/10539/21629
dc.citation.issue17en_ZA
dc.contributor.authorMazer, Rafe
dc.contributor.authorRowan, Philip
dc.date.accessioned2017-01-16T22:35:51Z
dc.date.available2017-01-16T22:35:51Z
dc.date.issued2016-12-15
dc.description.abstractMobile financial services (MFS) are the main drivers of financial inclusion in many developing countries, where they provide low-income consumers with access to transfers, payments, and increasingly more complex products including credit, savings, and insurance. MFS channels can provide the advantages of convenient, secure, and cost-efficient product offerings to consumers. In several markets, MFS have helped to significantly increase the portion of the population with access to formal financial services. To promote both quality and diversity in MFS products, and in turn financial inclusion, it is important to ensure a competitive ecosystem that facilitates entry into the market, the development of innovative MFS products, and high-quality, value-for-money services. This article aims to provide insights into the role that effective competition and competition policy play in developing MFS, and in promoting financial inclusion, using Kenya and Tanzania as case countries.
dc.description.librarianCA2016en_ZA
dc.description.urlwww.wits.ac.za/linkcentre/ajicen_ZA
dc.identifier.citationMazer, R., & Rowan, P. (2016). Competition in mobile financial services: Lessons from Kenya and Tanzania. The African Journal of Information and Communication (AJIC), 17, 39–59. https://doi.org/10.23962/10539/21629en_ZA
dc.identifier.issn2077-7205 (print version)
dc.identifier.issn2077-7213 (online version)
dc.identifier.urihttp://hdl.handle.net/10539/21629
dc.identifier.urihttps://doi.org/10.23962/10539/21629
dc.journal.titleThe African Journal of Information and Communication (AJIC)en_ZA
dc.journal.volume17en_ZA
dc.language.isoenen_ZA
dc.publisherLINK Centre, University of the Witwatersrand (Wits), Johannesburgen_ZA
dc.titleCompetition in Mobile Financial Services: Lessons from Kenya and Tanzaniaen_ZA
dc.typeArticleen_ZA
ddi.keywordmobile financial services, competition, Kenya, Tanzania
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