Risk based pricing for unsecured lending

Simple item page
dc.contributor.authorThoka, Boitumelo
dc.date.accessioned2017-01-04T11:22:50Z
dc.date.available2017-01-04T11:22:50Z
dc.date.issued2015
dc.descriptionThesis submitted in fulfillment of the requirements for the degree of Master of Management in Finance & Investment In the Faculty of Commerce and Law Management Wits Business School at the University of the Witwatersrand, 2015en_ZA
dc.description.abstractRisk based pricing has been a topic of discussion since the 2008 financial crisis as a result of the on-selling of packaged sub-prime assets. This paper will highlight the importance of correctly assessing risk within the framework of consumer credit provision. We will begin with a brief overview of the South African unsecured lending market, look into the definition of risk based pricing and the impact it has had in the market and conclude the paper by using a model by Robert Phillips to calculate the interest rate to be offered to a customer.en_ZA
dc.description.librarianAC2016en_ZA
dc.format.extentOnline resource (51 leaves)
dc.identifier.citationThoka, Boitumelo (2015) Risk based pricing for unsecured lending, University of the Witwatersrand, Johannesburg, <http://wiredspace.wits.ac.za/handle/10539/21590>
dc.identifier.urihttp://hdl.handle.net/10539/21590
dc.language.isoenen_ZA
dc.subjectCredit scoring systems--South Africaen_ZA
dc.subjectBank loans--South Africaen_ZA
dc.subjectConsumer credit--South Africaen_ZA
dc.subjectRisk management--South Africaen_ZA
dc.titleRisk based pricing for unsecured lending
dc.typeThesisen_ZA
Files
Original bundle
Now showing 1 - 1 of 1
No Thumbnail Available
Name:
Thoka, Boitumelo, 2015.pdf
Size:
9.86 MB
Format:
Adobe Portable Document Format
Description:
Download
License bundle
Now showing 1 - 1 of 1
No Thumbnail Available
Name:
license.txt
Size:
1.71 KB
Format:
Item-specific license agreed upon to submission
Description:
Download
Collections
ETD Collection