3. Electronic Theses and Dissertations (ETDs) - All submissions
Permanent URI for this communityhttps://wiredspace.wits.ac.za/handle/10539/45
Browse
2 results
Search Results
Item The role of dynamic capabilities in the strategic management of payment disruption in the South African banking industry(2018) Castleman, Ricci-leighAs digital disruption alters industry environments and business practices across the globe, many incumbent organisations face the threat of obsolescence or diminished competitive advantage. However, digital disruption equally represents an opportunity for incumbent firms. Thus, it is integral for incumbent organisations to adopt a strategic approach to tackle the associated opportunities and threats. Success in this regard will be the determinant of sustainable competitive advantage and long-term survival. Researchers have identified that dedicated strategic and organisational approaches to disruption are required, underpinned by capabilities which facilitate response. It is the nature of these capabilities which is the broad interest area of this study. The theory of dynamic capabilities proposes that there are particular firm capabilities which are difficult to replicate, and which allow the firm to successfully adapt to changing customer and technological opportunities, such as those presented by digital disruption. The presence of these capabilities allows an organisation to reorientate resources and alter practices in response to changing environments. Firms are considered to undertake a number of strategic approaches in response to digital disruption. The formation of alliances and the internal development of new services are the approaches considered in this study. The purpose of the study is to gain insight into the role of these approaches and the dynamic capabilities which underpin the success of these strategic management decisions, namely: alliance management capability and new service development (NSD) capability. This is explored within the context of payment disruption occurring in the South African banking industry. This study investigated how five incumbent South African banking firms strategically managed the opportunities and threats of payment disruption through alliances and NSD and the role of dynamic capabilities in the success of these approaches.Item South African social assistance and the 2012 privatised national national payment system: an examination of insecurities and technopolitics in social grant administration and payment(2016) Vally, Natasha ThandiweIn 2012 the South African Social Security Agency (Sassa) contracted a private company, Cash Paymaster Services (CPS), to design a standardised national social assistance payment and registration system. The 2012 system was imagined by the government, the media, and by CPS, as a departure from previous social assistance design. There is a poverty of social assistance scholarship in South Africa which is inquisitive about how grants operate and the ways that we can complicate and reframe our understanding of how associated practices are enacted. I argue that understanding the 2012 system requires attention to the confluence of many factors including technologies (and the associated materiality and infrastructures), state practice (through bureaucracies of social grants), the boundaries of the state, policies and law, privatisation, and waiting. The 2012 system in practice renders claimants and grants insecure with regards to movement: grant money is prone to deductions (the movement of money over which a claimant has no control and potentially an end to movement of money altogether), claimants’ personal information is vulnerable (the unknown and unpredictable movement of data), and there is pressure on claimants’ time (a hemming-in of the free movement of claimants coupled with a lack of choice and possibilities in ‘taking up’ or ‘using’ time). The thesis explores the effects of privatisation, and the roots and revelations of technologies and infrastructures, in the administration and payment of social grants.