Kondile, Kwezi2024-08-162024-08-162023Kondile, Kwezi. (2023). The relationship between banks’ investing activities and profitability [Master’s dissertation, University of the Witwatersrand, Johannesburg]. WireDSpace.https://hdl.handle.net/10539/40163A research report submitted to the Faculty of Commerce, Law and Management, University of the Witwatersrand, in partial fulfillment of the requirements for the degree of Master of Management in Finance and Investment Wits Business School Johannesburg 2023The objective of this study is to examine the relationship between the investing activities of banks and overall bank profitability. This is undertaken across 4 profitability-driven variables: (i) Profit After Tax; (ii) Return on Equity; (iii) Return on Assets; and (iv) Efficiency Ratio (Cost to Income Ratio). The research ascertains the effect on overall profit carried by investing variables which include investments in Property, Plant and Equipment, Intangible Assets and Cash flow from Investing Activities and Investments in Associates. A panel regression model was employed to analyse the relationship between profitability-driven variables and investing activities, incorporating external and internal control variables. . The study analysed a sample of banks from various developing country regions over an eight-to-ten-year period. The study found that the relationship between investing activities and overall profitability was not statistically significant. Furthermore, the study found that Gross Domestic Product (GDP), growth, inflation, and interest rates had a significant impact on profitability, supporting previous literature.en© 2023 University of the Witwatersrand, Johannesburg. All rights reserved. The copyright in this work vests in the University of the Witwatersrand, Johannesburg. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of University of the Witwatersrand, Johannesburg.Cash flow informativenessNet interest incomeNet interest marginNon-interest revenueUCTDInvesting activitiesSDG-8: Decent work and economic growthDissertationUniversity of the Witwatersrand, Johannesburg