Competition in Mobile Financial Services: Lessons from Kenya and Tanzania

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dc.contributor.author Mazer, Rafe
dc.contributor.author Rowan, Philip
dc.date.accessioned 2017-01-16T22:35:51Z
dc.date.available 2017-01-16T22:35:51Z
dc.date.issued 2016-12-15
dc.identifier.citation Mazer, R., & Rowan, P. (2016). Competition in mobile financial services: Lessons from Kenya and Tanzania. The African Journal of Information and Communication (AJIC), 17, 39–59. https://doi.org/10.23962/10539/21629 en_ZA
dc.identifier.issn 2077-7205 (print version)
dc.identifier.issn 2077-7213 (online version)
dc.identifier.uri http://hdl.handle.net/10539/21629
dc.identifier.uri https://doi.org/10.23962/10539/21629
dc.description.abstract Mobile financial services (MFS) are the main drivers of financial inclusion in many developing countries, where they provide low-income consumers with access to transfers, payments, and increasingly more complex products including credit, savings, and insurance. MFS channels can provide the advantages of convenient, secure, and cost-efficient product offerings to consumers. In several markets, MFS have helped to significantly increase the portion of the population with access to formal financial services. To promote both quality and diversity in MFS products, and in turn financial inclusion, it is important to ensure a competitive ecosystem that facilitates entry into the market, the development of innovative MFS products, and high-quality, value-for-money services. This article aims to provide insights into the role that effective competition and competition policy play in developing MFS, and in promoting financial inclusion, using Kenya and Tanzania as case countries.
dc.language.iso en en_ZA
dc.publisher LINK Centre, University of the Witwatersrand (Wits), Johannesburg en_ZA
dc.title Competition in Mobile Financial Services: Lessons from Kenya and Tanzania en_ZA
dc.type Article en_ZA
dc.journal.volume 17 en_ZA
dc.journal.title The African Journal of Information and Communication (AJIC) en_ZA
ddi.keyword mobile financial services, competition, Kenya, Tanzania
dc.description.librarian CA2016 en_ZA
dc.citation.doi https://doi.org/10.23962/10539/21629
dc.citation.issue 17 en_ZA
dc.description.url www.wits.ac.za/linkcentre/ajic en_ZA


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  • AJIC Issue 17, 2016
    Thematic Issue: Economic Regulation, Regulatory Performance and Universal Access in the Electronic Communications Sector

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