The intense competition for talented individuals has become a global
phenomenon brought about by the social transformation of the knowledge age,
leaving no organisation unaffected. The skills shortage experienced ...
People are the main source of competitive advantage in business
organisations. Good people are hard to find in the labour marketplace and
hard to retain after they have been employed. The purpose of this study
has been ...
Customer loyalty is a key driver of customer retention, retaining market share, increasing
profitability and decreasing both customer acquisition and customer retention costs in
any business. The South African short term ...
Cell Phone Banking is a relatively new electronic banking channel which
promised much in terms of servicing all banked customers, particularly those
customer segments who don’t readily have access to the Internet. However, ...
This study investigates attitudes of banking customers in South Africa
towards the adoption of Internet banking. A research framework based on
the diffusion of innovation theory was used to identify factors that ...
Municipal budget oversight is generally regarded as one of the important
features of modern municipal financial management. It is widely perceived
as a significant legislative process to promote accountability, democracy
and ...
The purpose of this research was to identify the major factors that inhibited the development of social capital between the different divisions of a corporate bank insofar as it related to the sharing of client-specific ...
Academic entrepreneurship in biotechnology is a potential source of economic growth and human development for South Africa. The research undertaken here sought to investigate the factors that support or impede such ...
Notwithstanding growth on transfer payments allocated to Section 21
schools over the last five years, the SGBs are riddled with weak controls,
financial mismanagement and poor accountability for such resources.
The ...
The aim of this study is to investigate the financial bootstrapping techniques used by unfunded SMEs in South Africa. Qualitative research was conducted to look at the challenges that entrepreneurs face in their attempt ...
The purpose of this research was to identify factors which influence the
decision to use financial derivatives in the South African mining industry and
then to establish their importance to the industry.
The research ...
Crude oil is, without doubt, the most important physical commodity as it provides
mankind the energy for transportation, industrial and residential use. As a result, it
is not surprising that crude oil is the world’s ...
South Africa is characterized by high levels of illiteracy in general as well
as high levels of financial literacy in particular. The lack of financial
literacy, among other things, results in people (especially the poor) ...
The South African Schools Act, Act 84 of 1996, states that the school principals are
responsible for managing personnel and finance and should therefore plan, control and
budget properly (Section 3). S/He is responsible ...
As local legislation and market saturation curtail their growth and profitability, South Africa financial services companies are looking for new markets in Sub Saharan Africa at an astounding rate.
This research looks at ...
The study assessed the extent to which Small and Medium Enterprises (SMEs)
in Tanzania utilise debt financing to finance their operations and identified the
factors affecting the utilisation of debt financing.
This study ...
When the Kenyan government abolished primary school fees in 2003, it was hoped that low enrolment and high dropout rates would be reversed. However, soon after its introduction, the classrooms were overflowing with new ...
Investment analysts have long been preoccupied with the idea of predicting future returns
based on historic share price performance or company values. To this end, Fama and
French (1992) found in their acclaimed study ...
The alignment of first-line supervisor competencies with the company strategy is critical for the first line supervisor to assist in making South African companies globally competitive. The purpose of the report was to ...